Many Quebecers spend half their income on rent

indice-logement-locatif-compile(Quebec) Many tenants in the Quebec City region spend more than 50% of their income to pay rent. This is the case in the federal riding of Louis-Hébert: over 20,910 tenant households spend more than 50 3915% of their income to pay their rent.

It’s even worse in the riding of Beauport-Limoilou, where 9725 households, a total of 29,005, spend more than 30% of income on rent, and others 4410, more than 50%. And there has 1295 households living in housing too small, that is to say where three children have to share a single bedroom.

The housing situation is catastrophic in many parts of the country both for subsidized housing for others.

According to the index of rental housing compiled by federal riding launched by the Canadian Housing and Renewal Association in the province, more than one tenant in two households in Quebec spending a share of 30 to 50% of its income on rent. And it will be worse in the next five years when the federal government will be completely disengaged assistance to housing managers of social housing and assistance to low-income tenants.

In the so-called regular housing, 44,050 families live in dwellings with three rooms and a half because they can not afford to pay for a larger and more expensive housing. These families are subject to promiscuity for lack of space, which can increase the likelihood of conflict, abuse, domestic violence, instability for school children.

New index

So says Stéphane Corriveau, general manager of the Quebec Network of housing NPOs, member of the pan-Canadian grouping of housing-related organizations just put online the new index of rental housing www.rentalhousingindex.ca.

For him, the situation is dramatic. And the future looks traumatic for many low-income citizens who do not live in subsidized housing. It is not without reason that the body brush this bleak picture during the election campaign, because the federal government is withdrawing from many years of assistance to tenants across the country. The aid will disappear completely in the next five years.

Worse, according to Mr. Corriveau, the Canada Mortgage and Housing Corporation (CMHC) devoted exclusively aid to homeownership for buying homes for 20 years and not for housing assistance.

CMHC made nearly $ 2 billion profit with mortgage insurance, but the money goes to the consolidated fund of the country instead of being reinvested in housing assistance, says Corriveau. “It is the mandate of CMHC to help tenants for they live in decent environments based on their income. The State and CMHC as a Crown corporation must not drop the low-income families. “If aid does not return, it will be the private rental market that écopera problems, he feared.

“This is not a $ 2 less in taxes that will change the situation of low-income people, claims Stéphane Corriveau, the Quebec Network of housing NPOs. If aid for mortgages of apartment buildings for people to low-wage ends, it does not need help paying the rent disappears as stated in the federal government. Housing is a basic need for everyone. ”

Over the past 50 years, the federal government agreed on two forms of aid for social housing dwellings: for nonprofits manager of buildings, aid used to pay part of the mortgage; the other type of aid serves to reduce costs for tenants based on their income that the rent does not exceed 25% of their budget.

But in the next five years, these agreements will lapse for hundreds of thousands of households in Canada. In Quebec, there are 21 000 homes managed by NPOs and supported by these agreements. Overall social housing, including cooperatives and public housing, more than 90,000 units in the province are affected by federal decisions to withdraw support.

“These are 90 000 households will pay much more in rent instead of limiting to 25% of their income,” says Corriveau. “There could be more cases of homelessness, more residential instability because of the limited choice of cheap housing, instability for children in school or for working adults. It’s more expensive because of the costs related to the move so that low income families are doubly penalized. There will be a major domino effect. People who currently have subsidies in the columns will return problem cases with the end of help. ”

According to him, there are housing problems in Canada and Quebec, whether the federal government is involved or not. However, the withdrawal of the Canadian government exacerbates the problem rather than attend solve it, with all the dangers of instability and social problems that entails.

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